This website is a service provided by Horgan Legal Ltd.  It is operated and owned by Horgan Legal Ltd. 45 Eskbank Skelmersdale, Lancashire, WN8 6EG. By using this website you agree to accept these terms and conditions. If you do not accept any of the terms and conditions you should not use the website.  By using the website you undertake that you are aged 18 years or older. 

​

The information published on this website is provided as a service to users, and is to be used for information purposes only. Horgan Legal Ltd. are not authorised by the Financial Conduct Authority (FCA) to give financial advice. We do not hold ourselves out as providing any legal, financial or other advice to you and do not make any recommendation or endorsement of any financial product or service that you may be introduced to through our service

​

The copyright and intellectual property rights of all the material published on the website; website design, corporate identity, texts and graphics and all software, source code belong to Horgan Legal Ltd.  All rights are reserved.  You must seek our permission prior to the reproduction or redistribution of material from the website. However, you are permitted to make copies of materials contained on the website for your own personal, non-commercial use. All other use and copying of any content of this site is prohibited unless the prior written consent of Horgan Legal Ltd. has been provided.

Horgan Legal Ltd. is committed to protect your privacy and complies with the Data Protection Act 1998 and the General Data Protection Regulations (GDPR) – please see our Privacy Policy for further details. 

​

Horgan Legal Ltd. have taken all steps to ensure the accuracy of the data on the website and will endeavour to immediately correct any inaccuracies as soon as the Company is made aware of them.  However, Horgan Legal Ltd. is not responsible for inaccuracies published on the website, cannot guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material appearing on it. Horgan Legal Ltd. is not responsible for the quality of any third party services that may be featured on the website, or of the quality of any content of any third party website that links from it. Any information featured on this website or accessed via a link from this website is not considered to be financial advice.

​

Horgan Legal ltd. excludes liability for any loss or damage of any kind arising without limiting any direct, indirect, disciplinary or significant loss.

 

Your use of this site is at your own risk.  However nothing within these terms and conditions seeks to exclude or limit liability which might otherwise be excluded under the law.